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    At Oakam we offer loans designed to suit our customers’ individual needs. An Oakam Loan offers different loan amounts and repayment terms depending on your personal circumstances. The Oakam loan can be taken out for 6 to 12 months and can be paid back weekly for existing customers. For example:

    • If you borrow £300 over 6 months at 279% per annum (fixed) you would make one repayment of £17.06 and 25 weekly repayments of £21.66. You would repay £558.56 in total. There are no additional fees associated with any of our loans. Representative APR 1427.2%.

    When borrowing the money for a longer period of time the weekly instalments are smaller, but it is important to note that the total amount repayable is higher. At Oakam we want to make sure you choose a loan option that is the most suitable for you and your circumstances. Before you take out a loan, it is your responsibility to ensure you can afford the repayments for the full term of the loan.